Anetial Market Essay Example | Topics and Well Written Essays - 1500 words

Anetial Market - Essay Example Inflation is a measure of changes in prices over a specified period and the objective of the monetary policy is to set the interest rate so that inflation can be brought back to target within a reasonable duration. Bank rate is therefore an essential tool used by the Bank of England to control the inflation rate. When Bank believes inflation is beginning to rise, it raises interest rates to cool the economy and vice versa. However this formula has many exceptions as proved by the recent rate cuts by the Bank of England. Although factory gate inflation (based on prices of good leaving factory) reached a 16 year high in December 2007 influenced by rising oil and food prices and CPI stood at 2.1 %, the Bank still went ahead with rate cut. It is interesting to understand why. Although bank rate is used as a tool to control inflation, it is first important to understand that there are different ways of measuring inflation. The Consumer Prices Index (CPI) and Retail Prices Index (RPI) are used in UK to measure inflation and usually have separate values. This is because of the difference in goods and services they cover and the method of calculation. The Government inflation target, which is currently 2%, is based on CPI. ... aper the most important difference that needs to be considered is that CPI does not include certain housing costs, such as mortgage interest payments. The reasons for the rate cut was not a isolated decision by the Bank of England but was influenced by the crisis in the global financial market as a result of what has now come to be known as subprime mortgage crisis. Subprime is the general term used to refer to lending to borrowers who do not normally qualify for standard market rates for various reasons such bad credit history or lack of stable income. Obviously these borrowers are a greater risk to the financial institutions. For many years, Cleveland in America was the major market for the sub-prime lenders where the brokers informed the residents that they could obtain cash by refinancing their homes, "but often neglected to properly explain that the new sub-prime mortgages would reset after 2 years at double the interest rate" (BBC, 2007). As the home owners were subsequently unable to afford repayments, this resulted in a wave of repossessions. As the sub-prime lending had spread across America, the same story has been repeated. As many borrowers defaulted on payments, the financial institutions felt the credit crunch which reflected on other developed economies such as UK. The lenders in UK tightened their loan conditions in response to the US financial slump, especially in the sub prime market which has influenced the price of property in UK. The profitability of the financial services sector, which has been a key driver of UK economic growth in recent years, has also been affected. As the housing demand in UK showed a decline, this resulted in a general fear of economic slowdown. At this stage, the Bank of England faced a dilemma between a rise

Commerce Education Essay Example | Topics and Well Written Essays - 1000 words

Commerce Education - Essay Example I think that Commerce assist form the foundations youthful people need to make sound decisions on monetary, commerce, legal and service issues because it supply practical knowledge, skills, sympathetic and values. Having information regarding these concepts and how to apply them is helpful for young adults to study early. "With changing times, the need to give young people a grip on money management has increased... More than a third of school students' work, and two-thirds of 15 to 19-year-olds earn up to $200 a week. Not all know how to handle that income" (Russell, 2004; Age). Furthermore, Commerce offers students with "and understanding of the relations between consumers, trade and governments in the in general economy" (Board of Studies, NSW, 2003). These are subjects that they may not unavoidably think regarding, even though they previously earning and spending currency. If we analyzed then we come to know that Consumer Affairs Victoria (CAV) conducted investigation last year to find out how customer education is taught in Australia and abroad in order to assist design a program to get better financial literacy amongst teenagers. "Young Australians stand for a $4 billion a year profitable market. Through more spending power then preceding generations, youthful children and adolescents are increasingly the target group for different forms of marketing practices and commercial pressures" (CAV, 2004). It is significant that adolescent adults are conscious of their rights and farm duties as consumers because they are previously purchasing products such as mobile phones and cars that frequently comprise multifaceted contracts. A key finding from the research was that lots of students do not take delivery of consumer education at school. I feel that Commerce education is generally delivering the right kind of educational experiences for the current generation. I do although agree that young adults would most definitely benefit if the curriculum added a more in-depth unit on financial literacy and consumer education. We are living in a constantly changing world and society must provide our children with education that will prepare them for a life of revelation. No doubt, this literature suggests that in the prospect "the curriculum will be justified in terms of its capacity to help children acquire skills for work and life" (Collins, 2002, pg 45). So the financial system and society of the future have to be taken into account when developing commerce prospectus. The main concepts urbanized in the Economy and society thread include: Civics and communal organization, Citizenship, Economic organization and decision-making, Employment,

What Are Good Industrial Relations Essay Example | Topics and Well Written Essays - 1750 words

What Are Good Industrial Relations - Essay Example Industrial relations involve efforts to create workable solutions between conflicting objectives and values, between incentive and economic security, discipline and industrial democracy, authority and freedom, and between bargaining and cooperation (â€Å"Industrial Relations†, 2012). They not only affect the interests of labor and management but also the economy addressed by the government. They denote matters such as the right to organize, freedom of association, and collective bargaining and arbitration between various levels of the economy (Sivarethinamohma, 2010). As seen in the above definitions, industrial relations are chiefly the relations between employers and employees, reflecting the outcome of human resources management. Their main emphasis is to accommodate the interests of other parties and maintain a harmony through problem solving between employers and employees. Industrial relations are governed by policies, rules, regulations, agreements, mediations, acts an d awards concerning workplace and working community. Industrial relations analysts have described three major theoretical approaches that are different in explaining and analyzing relations at workplaces. These are pluralist theory, unitarism, and radical perspectives. Each one provides a unique understanding of relations at workplaces and therefore, uniquely interprets factors such as conflicts, the role of trade unions, and work regulation (Barbash & Barbash,

Overpopulation :: essays research papers

It’s a dark, cold, rainy night. The wind chill can be compared to that of Arctic wastelands, only the rain won’t freeze and disappear upon contact to your skin, instead the freezing cold ice-rain pierces your flesh like a million needles. The cold doesn’t subdue. A dark, small, shadowy object can be seen scurrying across the unlit streets. This dreary atmosphere does Hell’s Kitchen in the New York ghetto no justice. Just the sight of steam rising from sewer grills, the sound of gunshots in the distance, and the smell of rotten fish makes this an unsavory environment to be exposed to. The shadowy object seems to be on a mission. Looking back and forth as though being hunted by a beast of great stature, the shadowy object makes its way through alleyways, dank streets, and eerie overpasses. Shivering with each step it takes, the shadowy figure looks worn and used out from a night of wear and tear, and appears to be running out of gas. The spectacle of shadow finds a vacant, long deserted, decrepit wooden box, and immediately finds it as a place of seclusion.   Ã‚  Ã‚  Ã‚  Ã‚  Ã¢â‚¬Å"So tired, how can I get home? I wish those gangstas never stole my bike† Thought Little Billy to himself, â€Å"Maybe Ill just sleep here for the night.† Just then, at that very moment in time, A dark looking man, wearing a black trench coat and boots, comes dashing down that back alley, running as fast as he could until he reached that wooden box, he suddenly came to a perfect stop about ten feet from Little Billy. Almost, as though paralyzed by fear, Little Billy just stares at the bizarre man with a petrified gaze. In return, the man simply stares back at the Belittled Billy, and hesitates before he speak, which seems like an eternity to one Little Billy. â€Å"Hiya!†, said the man, in a friendly tone of voice. Little Billy opened his mouth as though to speak, but only to get interrupted by a prudent mystery man. â€Å"Lemme introduce myself, I’m Jim Sinepson, and I’m a fellow street bum. What brings a nice little boy to these mean streets where homicide and illegal activity is prevalent?† Again, Little Billy began to open his mouth, hesitating and stuttering through sheer intimidation. â€Å"Well, I see that you’ve moved into this box here? Well, I’m not sure if this is the best box to spend your night in†¦ Yeah, my friend Bob was picked off here last week†

Bilingual education issue Essay

While the position of education officials is one of inclusion for all learners, irrespective of ethnic, national, religious, sexual, social, linguistic or other varying backgrounds, there seems to be little collaboration between policy and practice. Though the state government sets the official standard for the way particularly governmental educational facilities are operated, several problems that different ethnic and language groups face in the educational setting go counter to laid-down guidelines. It is my position that, though non-native speakers of the English language should be assimilated into the culture and language of the country as far as possible, it is still essential that attempts be made to retain the students’ native language. Assimilation into the culture will necessarily involve immersion into the local language but that has to go along with plans and procedures that sample the students’ varying cultures and providing meaningful experiences via the classroom setting for all learners as far as possible. Therefore the position to retain the students’ native tongue within the classroom setting, rather than overshadowing it with the English language, must be adopted by educational officials if the educational goals of the institutions are to be realized for all students in the system. Furthermore, Good & Brophy (1995) agree far too often educators are too quick to disregard the individual differences and characteristics of students and attempt to deliver curriculum as if their students were a purely homogenous group. They suggest that â€Å"teachers need to engage all students in social and academic tasks that are meaningful to students†(p. 555). Therefore, it is the duty of the teacher to ensure that the learning environment is one of inclusion and not exclusion for the multiplicity of individual differences that may exist in any given classroom. It is agreed that correlation, communication and cooperation between the home and the school, between parents and teachers is an essential recipe for a student’s success in the classroom. Often for bilingual students, particularly recent immigrants, there is no continuity between the stress on English and the American culture between the home and the school. Language specialists have long noted that parents are often less likely to learn the new language than their children. Therefore when there is a decided stress on the removal of the native language from the classroom, this is counteracted by its use in the home and communities from which these students come. This conflict between the goals of the school and the goals of the home cannot continue. I believe that if more schools attempt to be linguistically inclusive, encourage expression in the native language then parents may be more inclined to work along with the school in helping to assimilate their children into the American culture. The government’s position on the issue is quite clear. In Title VII of the Elementary and Secondary School Education Act of 1968, official laid out the policy of the government to support, even financially, program that aimed to develop and implement creative methodology that would meet the needs of these special set of students (Cited in Rodriguez, 1999). Though this position does not explicitly support the use of the native language in the classroom, it implies inclusive rather than exclusive and hostile methodology. I am in no way suggesting that the learning of the English language is not important. In fact it is absolutely necessary for these students to be accommodated into special programs that aim at facilitating their immediate induction into the use of the English language. What I am advocating however, is that the ties to the native country, which is often maintained primarily through language, should not be so readily attacked by the educator seeking to homogenize the classroom. The curriculum must, in all respects, seek to meet the needs of all learners including those who are not very proficient in the use of the English language. As Good and Brophy (1995, P. 555), mention â€Å"although learning English is a part of the program, it is only a part. † REFERENCES Good, T. L. & Brophy, J. E. (1995). Contemporary Educational Psychology. (5th ed. ). New York: Longman Publishers. Rodriguez, Luis. (1999). Discretion and Destruction: the Debate over Language in California’s Schools. Texas Forum on Civil Liberties and Civil Rights, 4(189), 189-233.

Covalent Compound Names Quiz

Blood Imagery in Macbeth Essay - 1451 Words

Macbeth is the ultimate story of a fight between the forces of good and evil. It tells the tale of a tragic hero whose quest for power leads to his ultimate downfall. Macbeth starts out as an honorable warrior but changes when his ambition becomes uncontrollable. As he becomes increasingly paranoid, Macbeth uses violent means to eliminate threats to his Scottish throne. As the play progresses, blood continuously plays a part in the events as the murders become more frequent. William Shakespeare, the author of Macbeth, uses blood imagery to develop Macbeth’s character, create a foil in between Macbeth and Lady Macbeth and to symbolize honor and guilt. Blood imagery serves as a device to develop Macbeth’s character throughout the play.†¦show more content†¦This provides a wide contrast as to his reaction to Duncan’s murder when Macbeth would not return to Duncan’s room because he was horrified by what he had done and feared being reminded of it. Macbeth shows no regret and only anger in the failed murder attempt of Banquo’s son. Afterward, Macbeth longs for even more blood to be shed to secure his ambitions. Macbeth continues in killing, saying, â€Å"It will have blood they say, blood will have blood† (3.4. 124), to justify his increasing number of murders, for he thinks his conscience cannot be relieved.With each murder, Macbeth becomes more brutal, eventually murdering even the innocent wife and children of Macduff. When a frightened servant comes to tell Macbeth of the approach of ten thousand English soldiers, Macbeth is enraged by the servants face, which is pale with fear. He tell s the servant, â€Å"Go prick thy face, and over-red thy fear, / Thou lily-liverd boy (5.3.14-15). Macbeth is mocking the servant; he means that the only way the boy can even look courageous is by pricking it to make it bleed. Afterwards, he becomes distracted, talking and giving orders to several people at once, making incoherent commands that show the worsening instability of his mind. As the critic Frank Kermode once stated â€Å" Macbeth loses his distinctive humanity (Thrasher, 77)†. This leads Macbeth to the doom that awaits him for in the end when the only way to ridShow MoreRelatedMacbeth Imagery Blood1442 Words   |  6 PagesBlood Imagery in Macbeth Shakespeare’s plays are well known for the richness of their imagery. This is particularly true in Macbeth and the many allusions to blood. The use of blood imagery gives the reader some foresight into what is going on in the play and how the characters are thinking and feeling. Blood is used to represent heroics on the battlefield, evil and murderous inclinations, and ultimately guilt and shame. Shakespeare uses the symbol of blood to give the readers insight intoRead MoreBlood Imagery in Macbeth857 Words   |  4 Pagesevident as the bloody hands of Macbeth and his obsession with them. Macbeth has killed King Duncan and doesn’t stop there, he kills the guards making Duncan’s sons flee. This gives Macbeth the throne. However he becomes overwhelmed with the guilt. Shakespeare uses blood to show how it reminds Macbeth of the violent acts he has committed and how he has become obsessed with the blood on his hands. Initially the blood represents courage and bravery. For brave Macbeth-well he deserves that name- â€Å"disdainingRead MoreMacbeth - Blood Imagery in Macbeth Essay990 Words   |  4 PagesWilliam Shakespeare wrote the Tragedy of Macbeth in approximately 1606 AD. He loosely based it on a historical event occurring around 1050 AD. Macbeth is the story of a nobleman, who, while trying to fulfill a prophecy told to him by three witches, murders his King to cause his ascension to the throne of Scotland. After the Kings murder, Macbeth reigns as a cruel and ruthless tyrant, who is forced to kill more people to keep control of the throne. Finally, Scottish rebels combined with English forcesRead More Blood Imagery In Macbeth Essay590 Words   |  3 Pages In Shakespeares Macbeth a play, a man named Macbeth goes through a great transformation; Macbeth goes from being a heroic general in the kings army to an assassin and a tyrant. The theme of the play is never give into evil because it de stroys no matter what the benefits are. Blood Imagery is very important in the play; it shows Macbeths evil ambition in the beginning, middle, and end of the play. In the beginning of the play, blood imagery is very important. quot;Till he unseamed him from theRead MoreTheme Of Blood Imagery In Macbeth872 Words   |  4 Pages MACBETH’S FALL INTO EVIL Shakespeare uses imagery to show Macbeth’s fall into evil. Darkness is invariably associated with evil and to a certain extent deception. William Shakespeare employs the imagery of darkness throughout his play of Macbeth. He uses dark images often to describe instruments of disorder and the evils which characters portray. Macbeth is a tragedy that was written by Shakespeare in the Elizabethan Era. In Elizabethan England night air was said to be impure and rheumy and itRead More Blood Imagery in Macbeth Essay1916 Words   |  8 PagesShakespeare’s Macbeth is a story taken from Scottish history and presented to the Scottish king James I. Shakespeare took this gory tale of murderous ambition, however, and transformed it into an imaginative tale of good and evil. Shakespeare brought about this transformation by relying upon â€Å"imaginative verbal vigor† that imbeds itself in the brilliantly concentrated phrases of this literary work. Critics have dubbed it his dar kest work, along with King Lear. In his critique of Shakespeare’s worksRead MoreMacbeth Blood Imagery Essay1924 Words   |  8 Pagesâ€Å"HUGH, YOU ARE GUSHING BLOOD!!!† Our heads spin around to see bright, red blood all over his shoes, feet, and the boat. The sight of blood immediately made my stomach drop and put everyone into an instant frenzy. Blood causes people to react because of the stir of emotion it causes, and the same can be said for imagery. Authors of all types of literature use imagery as a tool to engross their readers and make their senses come alive, specifically Shakespeare. In all of Shakespeare’s work a key instrumentRead MoreTheme Of Blood Imagery In Macbeth1001 Words   |  5 PagesShakespeare’s use of Blood to Represent Guilt â€Å"Guilt is cancer. Guilt will confine you, torture you, destroy you as an artist. Its a black wall. Its a thief† (Dave Grohl, BrainyQuote). In Shakespeares play Macbeth, Shakespeare uses Macbeth’s guilt as a recurring theme. Macbeth is about a man who receives a prophecy from three witches who tell him he will become soon become the king of Scotland. In his quest to become king, Macbeth will do anything, even kill one of his best friends, regardlessRead MoreImagery of Blood, Light and Clothing in Macbeth by William Shakespeare540 Words   |  3 PagesImagery of Blood, Light and Clothing in Macbeth by William Shakespeare Imagery, the art of making images, the product of imagination (Merriam- Webster). Shakespeare uses many forms of imagery in his writing of Macbeth. Three main forms of imagery in this play are blood, light and darkness, and clothing. Within each form of this imagery Shakespeare incorporates symbols that the reader must understand if they are to interpret either the passage or the play as a whole. In Macbeth blood symbolizesRead More bloodmac Shakespeares Macbeth - Images and Imagery of Blood and Sleep922 Words   |  4 PagesBlood and Sleep Imagery in Macbeth  Ã‚   Macbeth screams imagery!   Shakespeare uses imagery of blood and sleep   to create an atmosphere of horror, during the killing of Duncan, which contributes to our sense of Macbeths growing insanity.   Eventually Lady Macbeths final scene is enhanced with the use of blood imagery which reflects her guilt.   Shakespeares use of imagery connects the feeling of horror from audience to play.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Macbeth held such potential for himself. He was